Our Approach

Our Approach

Long Term Commitment is our motto.  At LTC Insurance Services, we take our commitment to providing exceptional customer service very seriously.  Our team of experienced professionals have a keen understanding of the importance of providing quality customer service every day.  Nothing less is acceptable.

Our Story

Our Story

Founded in 2004, the agency has been providing insurance placement and risk management services to a variety of businesses specializing in large nursing home operators.

Meet the Team

Our team of enthusiastic insurance professionals collectively have over 100 years of experience in the insurance industry.

James R. Murphy, Jr.

Founder & CEO

Licensed Agent

Mr. Murphy has, over a 40-year period, provided many companies with a variety of insurance placement, safety and cost management services.  Insurance placement services have focused on providing the correct policy with quality carriers, with appropriate limits of liability.

Tammy J. Vetere, ARM

Vice President

Licensed Agent

Mrs. Vetere has over a 30-year period, provided a variety of customers with insurance placements, policy related customer service, loss control support and workers' compensation claim management services.  Insurance placement services have focused on gathering insurance specifications and insurance carrier interface and negotiation.

Philip Schermerhorn

Senior Licensed Agent

Mr. Schermerhorn has over 20 years of experience in managing multiple benefit programs to include health, life, dental and disability insurance.  Design cost effective solutions for vast variety of industries to include small, mid-size and large companies.

Brett Crecco, MBA

Workers’ Compensation / Safety Consultant

Mr. Crecco has over 20 years of hands-on experience providing true accident prevention and cost control consulting services.  These services included on-site audits, tailored training sessions, writing safety programs and implementing creative programs designed to reduce workers compensation claims and control their associated costs.