Our Approach
Long Term Commitment is our motto. At LTC Insurance Services, we take our commitment to providing exceptional customer service very seriously. Our team of experienced professionals have a keen understanding of the importance of providing quality customer service every day. Nothing less is acceptable.
Our Story
Founded in 2004, the agency has been providing insurance placement and risk management services to a variety of businesses specializing in large nursing home operators.
Meet the Team
Our team of enthusiastic insurance professionals collectively have over 100 years of experience in the insurance industry.
James R. Murphy, Jr.
Founder & CEO
Licensed Agent
Mr. Murphy has, over a 40-year period, provided many companies with a variety of insurance placement, safety and cost management services. Insurance placement services have focused on providing the correct policy with quality carriers, with appropriate limits of liability.
Tammy J. Vetere, ARM
Vice President
Licensed Agent
Mrs. Vetere has over a 30-year period, provided a variety of customers with insurance placements, policy related customer service, loss control support and workers' compensation claim management services. Insurance placement services have focused on gathering insurance specifications and insurance carrier interface and negotiation.
Philip Schermerhorn
Senior Licensed Agent
Mr. Schermerhorn has over 20 years of experience in managing multiple benefit programs to include health, life, dental and disability insurance. Design cost effective solutions for vast variety of industries to include small, mid-size and large companies.
Brett Crecco, MBA
Workers’ Compensation / Safety Consultant
Mr. Crecco has over 20 years of hands-on experience providing true accident prevention and cost control consulting services. These services included on-site audits, tailored training sessions, writing safety programs and implementing creative programs designed to reduce workers compensation claims and control their associated costs.